Access Direct - Morgan Stanley

Benefits of Access Direct Elements of Access Direct Who qualifies for Access Direct?Frequently Asked Questions

Benefits of Access Direct

From building an investment portfolio to managing your everyday finances, the Morgan Stanley Access Direct self-directed brokerage account gives you the flexibility to do more with your stock plan proceeds…with zero dollar commissions and online trades of stocks and ETFs.*

Convenience

Automatic transfer of transaction proceeds from stock plan sales to account

Online payments through Morgan Stanley Online Payments

Global ATM fee rebates with a Morgan Stanley debit card and unlimited check writing.^

Control

Access a simple-yet-sophisticated trading platform on desktop or mobile

Take advantage of performance reporting, watch lists and other online tools

Leverage insights, research and data from our investment professionals

Simplicity

$0 Commissions for online stock and ETF trades*

No account minimums

* For more information on pricing for Morgan Stanley Access Direct, click here
^ Reserved clients are eligible for unlimited global ATM fee rebates. All other clients are eligible for up to $200 in annual global ATM fee rebates.

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Elements of Access Direct

Click here to watch a video on Morgan Stanley Access Direct

Shareworks or Stockplan Connect

Open your Access Direct account via the pop-up in your Shareworks or StockPlan Connect account
Once activated, you will be able to easily see all your holdings and transfer funds between your equity account and Access Direct account

Dashboard

Snapshot of all the holdings in your account: total asset value + value by asset
Available funds to invest or disburse
Alerts for important messages or actions needed to be taken

Accounts

Overview of your holdings
Breakdown of holdings by asset class
View and/or download documents (informational, tax, etc.)
Analysis on realized gains and losses in your holdings

Trades

Purchase and sell stocks, ETFs and mutual funds
See recent order status
Get quote details for potential transactions

Research + Education

Access to Morgan Stanley's research and educational content to help you make investment decisions
Market performance charts
Economic and Financial news
Quote data on stocks, mutual funds and ETFs

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Who qualifies for Access Direct?

The Morgan Stanley Access Direct account is currently only available to individuals whose employer uses the Shareworks by Morgan Stanley or StockPlan Connect equity management platforms.
To help you improve your financial decision-making, Access Direct lets you view performance reports, use the asset aggregation tool to see a consolidated view of all of your accounts and access investment research to build a portfolio that helps you reach your goals.

Log into Shareworks Log into StockPlan Connect

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Frequently Asked Questions

StockPlan Connect or Shareworks is your virtual equity hub. It offers a streamlined experience for viewing, tracking, and managing your equity awards online. Morgan Stanley Access Direct is your companion brokerage account to Shareworks or StockPlanConnect. It allows you to integrate your equity proceeds with your everyday financial transactions and offers $0 commissions for certain online trades*. Shareworks and StockPlanConnect only allow you to sell your awards, while Access Direct allows you to buy and sell a variety of investment types outside of your equity awards and allows you to earn interest on your cash.
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also utilize a third-party information provider for verification purposes and/or ask for a copy of your driver's license or other identifying documents. This extra step is required by law to protect your safety and help the government fight the funding of terrorism and money laundering activities.

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Help Making the Most of Your Equity

Core Portfolios

Answer a few simple questions about your goals, risk tolerance and other investing preferences, and our automated process does the rest. We will provide you with an investment proposal to help you achieve your objectives.

Virtual Advisor

Create a comprehensive plan to help reach your goals with personalized advice from a team of highly skilled Financial Advisors & innovative platforms to help manage your financial life.

Financial Advisor

You have meaningful goals. Our Financial Advisors can help you reach them. For over 80 years, we have worked with individuals, families, businesses and institutions—to deliver services and solutions that help build, preserve and manage wealth.

NOT ALL PRODUCTS AND SERVICES ARE AVAILABLE IN ALL JURISDICTIONS OR COUNTRIES.

Morgan Stanley Access Direct is a self-directed online brokerage account for U.S. residents where trading and other account activities are undertaken at the client's sole discretion without access to a Financial Advisor. There are no minimum balance requirements or account maintenance fees associated with the account (other fees may apply), and a client's interaction with Morgan Stanley will be primarily through electronic communications and online resources. Please consider opening a full-service brokerage account if you would prefer to receive the investment guidance and assistance of a Financial Advisor.
Equity securities may fluctuate in response to news on companies, industries, market conditions and general economic environment. Companies paying dividends can reduce or stop payouts at any time.

An investment in an exchange-traded fund involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor's ETF shares, if or when sold, may be worth more or less than the original cost.

Investors should carefully consider the investment objectives, risks, charges and expenses of a mutual fund and exchange traded fund (ETF) before investing. The prospectus contains this and other information about the mutual fund and ETF. To obtain a prospectus, contact your Financial Advisor or visit the mutual fund and ETF company's website. Please read the prospectus carefully before investing.

Mobile App availability subject to cell connectivity. Standard messaging rates from your provider may apply.

Morgan Stanley Smith Barney LLC is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley Smith Barney LLC ("Morgan Stanley") of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

Under the Bank Deposit Program, generally cash balances held in account(s) at Morgan Stanley Smith Barney LLC ("MSSB") are automatically deposited by MSSB into an interest bearing FDIC‐insured deposit account(s), at Morgan Stanley Bank, N.A. and/or Morgan Stanley Private Bank, National Association, each a national bank, Member FDIC, and an affiliate of MSSB. Detailed information on federal deposit insurance coverage is available on the FDIC's website (https://www.fdic.gov/deposit/deposits/). Cash balances generally include the uninvested cash in a client's account(s) minus certain items such as purchase transactions due to settle within a specified time period, other charges to a client's account(s), and cash balances that are designated as collateral for a client's obligations.
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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Morgan Stanley is not affiliated with Zelle.

The Morgan Stanley Debit Card is issued by Morgan Stanley Private Bank, National Association pursuant to a license from Mastercard International Incorporated. Mastercard and Maestro are registered trademarks of Mastercard International Incorporated. The third-party trademarks and service marks contained herein are the property of their respective owners. Investments and services offered through Morgan Stanley Smith Barney LLC, Member SIPC.

Payments can take up to 4 business days for the payee to receive.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.